Merchant Cash Advance

You can be approved regardless of the quality of your personal credit.

Easy qualification process

Our trade finance program is one of the easiest and hassle-free ways to obtain trade finance.

To determine approval, the lender will review 3 months of your bank and business statements. All lenders are looking for are consistent deposits that show your income is $ 50,000 or more annually. They will also verify that you have been in business 6 months or more.

Lenders are also looking to see that you don’t have a lot of insufficient funds shown on your bank statements, low fees on your merchant statements and that you have more than 10 deposits in a month going into your bank account.

Basically, all they are looking for is for you to manage your bank and business accounts responsibly and have a decent number of consistent credit card transaction deposits each month.

Do you have credit problems now?

Our business finance program is perfect for business owners with credit problems. Lenders do not seek or require good credit to qualify. It can even be approved with severely questioned personal credit and low credit scores.

You can be approved regardless of the quality of your personal credit, even if you have recent derogatory items and collections on your credit report. This is one of the best and easiest business financing programs out there that you can qualify for even if you have personal credit problems.

FAST financing!

You can be pre-approved for our commercial financing program within 24-48 hours. You can receive your formal approval and funds within 72 hours of submitting your request.

Our clients love this program in part because of how easy it is to apply and be approved and how FAST it gets your funds!

Get money consistently!

Over 80% of our clients return for more financing after their initial approvals with our Income and Commercial Financing programs. Typically within 3-6 months of approval, you will be given the opportunity to earn even more money than before.

And all you need to get approved for more funding is a quick review of your last 3 months of bank statements. And, you can have the money in your bank account in 24 hours or less! And we also provide you with access to business lines of credit where you can have constant access to cash.

Our trade finance program helps you grow quickly and expand your business, as you will have continuous access to receive more and more funds quickly and easily when you need them.

Business advance and business card credit

These financing vehicles are for businesses that accept credit cards. If you accept credit cards and have sales in excess of $ 5,000 per month, you could be a great candidate for business advances and card credit.

With business advances, lenders review your business processing history to determine approval. If you make consistent credit card sales of $ 5,000 or more each month, and you have limited chargebacks, you may qualify for this program even if you have challenged personal credit now.

This program offers approvals up to $ 250,000. The amount of your approval will vary based on the amount of credit card sales you typically process in a month. The lender will see how much you process each month on credit cards, then determine the term in which you want the money to be returned and will make an offer on the percentage that will be charged for your future credit card sales until return the money.

This is not based on a standard interest rate as in normal bank loans, but you will pay a fixed fee based on the risk of the transaction. This account will be reported to the commercial reporting agencies and will help you build the credit profile of your business.

The lender will review your personal credit just to make sure you are not currently in trouble, such as large outstanding collections or judgments or liens. The lender just wants to make sure that no creditor is going to collect from you causing you to default on the business loan, they don’t look at personal credit to make their home loan decision.

This is a great financing program for you if you have a good volume of monthly credit card processing, even if you have personal credit problems.

These financing vehicles are for companies that accept credit cards. If you accept credit cards and have sales in excess of $ 5,000 per month, you could be a great candidate for business advances and card credit.
With merchant cash advances, lenders review the merchant’s processing history to determine approval. If your business makes consistent credit card sales of $ 5,000 or more each month and has limited chargebacks, you may qualify for this program even if you have disputed personal credit.

This program offers approvals up to $ 250,000. The approval amount will vary based on the amount of credit card sales that are typically processed each month. The lender will see how much you process each month on credit cards, determine the term in which you want your money back, and offer you a percentage of what it will charge for your future credit card sales until your money is returned.

The lender will look at your personal credit just to make sure you are not currently in financial trouble, such as large outstanding collections or judgments or liens. The lender just wants to make sure that there are no legal situations that could cause you to default on the business loan. This is not based on the standard interest rates as in normal bank loans, but you will pay a fixed commission based on the risk of the transaction.

This is a great financing program if you have a good volume of credit card processing on a monthly basis, even if you have personal credit problems.